irs Tax relief Solutions

Settle Your IRS Tax Debt for Less Than You Owe — Legally and Permanently

If you owe more in back taxes than you could reasonably pay, the IRS Offer in Compromise (OIC) program may be your best chance to settle your tax debt for a fraction of the amount. At Boulanger CPA and Consulting PC, we help Oklahoma City taxpayers submit strategic, well-prepared OIC applications that maximize their chances of approval.

What Is an Offer in Compromise?

An Offer in Compromise is a federal tax resolution program that allows eligible taxpayers to settle their IRS debt for less than the full amount owed. It’s not a gimmick or a loophole — it’s an official IRS option designed for people who genuinely can’t pay the full balance.



There are three main types of OIC:

  • Doubt as to Collectibility (most common)
  • Doubt as to Liability (if you dispute the amount owed)
  • Effective Tax Administration (rare, hardship-based)


Do You Qualify for an Offer in Compromise?

The IRS uses a strict financial formula to determine eligibility. This includes:

  • Your monthly income and expenses
  • Your equity in assets (home, car, retirement accounts)
  • Your age, household size, and financial hardship factors

If the IRS calculates that you cannot pay the full amount within the statute of limitations, you may qualify.

Our Offer in Compromise Process

1. Full IRS Transcript & Compliance Review
We verify your filing history, confirm IRS balances, and ensure you’re in filing compliance — a non-negotiable for OIC.


2. Reasonable Collection Potential (RCP) Analysis
We run detailed calculations to estimate your settlement range using IRS standards for living expenses, asset equity, and future income. We determine how much will the IRS really settle for.


3. Professional OIC Application Prep
We prepare Form 656 and Form 433-A(OIC) with supporting documentation and a legal cover letter to advocate for acceptance.


4. Submission & IRS Communication
We submit your offer and handle all follow-up, requests for information, and negotiation points until resolution.

Why Offers in Compromise Get Rejected

Many self-prepared or nationally outsourced offers are rejected because:

  • The taxpayer wasn’t in compliance (missing filings or estimated payments)
  • Assets or income were improperly disclosed
  • The offer amount was unrealistic
  • No hardship narrative or legal support was provided


Our CPA-led approach avoids these costly mistakes.


oklahoma city Taxpayers: Why Work With Boulanger CPA?

  • IRS and Oklahoma tax resolution focused
  • CPA licensed in Oklahoma with over 14 years experience
  • Transparent flat-fee pricing — no hourly charges
  • We handle everything: transcripts, forms, negotiation, representation
  • Virtual or in-person appointments available from our Oklahoma City office


If you do not qualify for an Offer in Compromise, there are still options that allow you to pay off the IRS tax debt over time.


Start Your Offer in Compromise Today

Don’t trust your future to a national mill or DIY gamble. At Boulanger CPA, we help Oklahoma City taxpayers submit winning Offers in Compromise with confidence and clarity.


Wondering how much does an Offer in Compromise cost? Check out our pricing page.


Schedule your confidential case review today.

[Book Your Consultation] [Call 405-384-4900] [Email marc@boulangercpa.com]

Offer in Compromise FAQs

What is an Offer in Compromise (OIC)?

An Offer in Compromise is a settlement agreement with the IRS that allows you to pay less than the full amount you owe. It’s based on what the IRS believes you can reasonably afford.

Who qualifies for an Offer in Compromise?

Eligibility depends on your income, expenses, equity in assets, and future earning potential. We evaluate your financials and determine whether the IRS will likely accept your offer.

How much will the IRS accept in an Offer in Compromise?

The amount depends on your “reasonable collection potential.” That includes net disposable income and asset equity. We calculate this using IRS standards and build a strategy around it.

How long does the OIC process take?

The IRS typically takes 6 to 12 months to review an Offer in Compromise. During that time, most collections are paused, and we manage the communication directly with the IRS on your behalf.